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{"id":10647,"date":"2011-11-28T19:01:57","date_gmt":"2011-11-28T18:01:57","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=10647"},"modified":"2011-11-29T08:19:48","modified_gmt":"2011-11-29T07:19:48","slug":"ett-hot-mot-bankernas-kortavgifter","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=10647","title":{"rendered":"Ett hot mot bankernas kortavgifter"},"content":{"rendered":"<p><a href=\"http:\/\/konsumenter.se\/blogg\/?attachment_id=229\" rel=\"attachment wp-att-229\"><img loading=\"lazy\" src=\"http:\/\/konsumenter.se\/blogg\/wp-content\/bilder\/kreditkort.jpg\" alt=\"\" title=\"kreditkort\" width=\"210\" height=\"158\" class=\"alignleft size-full wp-image-229\" \/><\/a> K\u00f6p via konto- eller betalkort har l\u00e4nge varit en kassako f\u00f6r bankerna. De tar betalt i b\u00e4gge \u00e4ndar f\u00f6r s\u00e5dana k\u00f6p, vi tvingas betala en avgift f\u00f6r det obligatoriska kortet och handlarna f\u00e5r betala en avgift f\u00f6r varje k\u00f6p.<\/p>\n<p>Jag har tidigare <a href=\"http:\/\/konsumenter.se\/blogg\/?p=7271\" target=\"_blank\">kritiserat<\/a> bankerna f\u00f6r systemet, men nu kanske de f\u00e5r konkurrens. Ett IT-f\u00f6retag lanserar n\u00e4mligen en alternativ l\u00f6sning, <a href=\"http:\/\/www.svd.se\/naringsliv\/seamless-lanserar-kontokortsdodare_6669514.svd\" target=\"_blank\">l\u00e4ser jag<\/a> i en TT-artikel.<\/p>\n<p>Systemet, som kallas Seamless, lanseras som en \u201dkontokortsd\u00f6dare\u201d. Id\u00e9n \u00e4r att kunder med smarta mobiler ska kunna betala med mobilen i aff\u00e4ren, i st\u00e4llet f\u00f6r att anv\u00e4nda sitt bankkort. Metoden fungerar s\u00e5 att en QR-kod, en slags streckkod, skannas med mobiltelefonen i kassan. Kunden godk\u00e4nner sedan i mobilen att betalningen ska dras fr\u00e5n bankkontot, skriver SvD.<\/p>\n<p>Storbankerna \u00e4r naturligtvis inte intresserade, det fordras ett konto p\u00e5 en nischbank, ber\u00e4ttar tidningen. Men jag kan t\u00e4nka mig att handeln \u00e4r intresserad.<\/p>\n<p>Det vore bra om storbankerna fick konkurrens. D\u00e5 kanske de tvingades att s\u00e4nka avgifterna, trots sin arroganta attityd. Som konsument tvingas vi, trots allt, betala avgifterna i b\u00e4gge \u00e4ndar, som kortavgift och som h\u00f6gre priser i handeln.<\/p>\n<p>Andra bloggar om: <a href=\"http:\/\/bloggar.se\/om\/Kortk%F6p\" rel=\"tag\">Kortk\u00f6p<\/a>, <a href=\"http:\/\/bloggar.se\/om\/Kort\" rel=\"tag\">Kort<\/a>, <a href=\"http:\/\/bloggar.se\/om\/Betalkort\" rel=\"tag\">Betalkort<\/a>, <a href=\"http:\/\/bloggar.se\/om\/Kortavgifter\" rel=\"tag\">Kortavgifter<\/a>, <a href=\"http:\/\/bloggar.se\/om\/Banker\" rel=\"tag\">Banker<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>K\u00f6p via konto- eller betalkort har l\u00e4nge varit en kassako f\u00f6r bankerna. De tar betalt i b\u00e4gge \u00e4ndar f\u00f6r s\u00e5dana k\u00f6p, vi tvingas betala en avgift f\u00f6r det obligatoriska kortet och handlarna f\u00e5r betala en avgift f\u00f6r varje k\u00f6p. Jag har tidigare kritiserat bankerna f\u00f6r systemet, men nu kanske de f\u00e5r konkurrens. Ett IT-f\u00f6retag lanserar [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,91],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/10647"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10647"}],"version-history":[{"count":8,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/10647\/revisions"}],"predecessor-version":[{"id":10655,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/10647\/revisions\/10655"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10647"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}