Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":1074,"date":"2008-05-24T07:06:55","date_gmt":"2008-05-24T06:06:55","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=1074"},"modified":"2008-06-09T07:19:06","modified_gmt":"2008-06-09T06:19:06","slug":"bankerna-ljuger-om-uttagskorten","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=1074","title":{"rendered":"Bankerna ljuger om uttagskorten"},"content":{"rendered":"

kreditkort<\/a> EU:s regelverk g\u00f6r att vi m\u00e5ste avskaffa uttagskorten, h\u00e4vdar storbankerna. Uttagskorten, som inte kan anv\u00e4ndas som betalkort i aff\u00e4rer, har ocks\u00e5 saknat avgift. De kan bara anv\u00e4ndas f\u00f6r uttag i uttagsautomater, som Bankomater eller Minuten.<\/p>\n

Storbankerna vill i st\u00e4llet att alla ska anv\u00e4nda betalkort, med Visa- eller Mastercard-koppling. De flesta betalkort har en \u00e5rsavgift, storbankerna tar en avgift fr\u00e5n knappt tv\u00e5 hundra kronor och upp\u00e5t.<\/p>\n

Bankerna anv\u00e4nder EU-argumentet f\u00f6r att motivera avskaffandet av uttagskorten. I st\u00f6rre eller mindre grad. Swedban har i en broschyr p\u00e5st\u00e5tt att \u201dUttagskorten f\u00f6rsvinner – EU inf\u00f6r nu enhetliga regler (SEPA) som g\u00f6r att vi som bank inte l\u00e4ngre f\u00e5r ge ut kort som bara fungerar h\u00e4r hemma i Sverige\u201d. Liknande argument kommer fr\u00e5n andra banker.<\/p>\n

– SEPA-reglverket g\u00f6r det naturligt att uttagskorten f\u00f6rsvinner. N\u00e4r betalningsrutinerna \u00e4r likadana blir det enklare att k\u00f6pa tj\u00e4nster och produkter i andra EU-l\u00e4nder, s\u00e4ger Kerstin Ottosson, informationschef p\u00e5 SEB kort.<\/p>\n

Men bankerna ljuger. Det finns inget i EU:s regelverk som tvingar bankerna att inf\u00f6ra betalkort i st\u00e4llet f\u00f6r uttagskort. Konsumentverket har till och med, i ett f\u00f6rel\u00e4ggande, f\u00f6rbjudit Swedbank att anv\u00e4nda sitt argument. Om Swedbank forts\u00e4tter med det riskerar de ett vite p\u00e5 400.000 kronor.<\/p>\n

– Enligt v\u00e5r uppfattning finns inga regler som g\u00f6r att bankerna m\u00e5ste sluta med uttagskorten, s\u00e4ger Mattias Grundstr\u00f6m, jurist och byr\u00e5direkt\u00f6r vid Konsumentverket, till bloggen.<\/p>\n

Det verkar allts\u00e5 som om det finns helt andra sk\u00e4l f\u00f6r bankerna att avskaffa uttagskorten. Kan det m\u00f6jligtvis vara att betalkorten \u00e4r mer l\u00f6nsamma. D\u00e5 kan banken ta betalt i b\u00e4gge \u00e4ndar. Du f\u00e5r betala en \u00e5rsavgift och butiken f\u00e5r betala en avgift f\u00f6r varje kortbetalning. Men ytterst \u00e4r det vi som betalar, eftersom butikens kostnad p\u00e5verkar priserna.<\/p>\n

Nordeas presschef, Anders Edlund, vill inte kommentera avskaffandet av uttagskorten. Nordea v\u00e4ljer att tiga.<\/p>\n

Uppdatering<\/em>: Konsumentverket har kommit med ett pressmeddelande<\/a> om f\u00f6rel\u00e4ggandet till Swedbank.<\/p>\n

Inl\u00e4gget \u00e4r pingat till Intressant.se<\/a><\/p>\n

Andra bloggar om: Banker<\/a>, Kort<\/a>, Uttagskort<\/a>, Betalkort<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

EU:s regelverk g\u00f6r att vi m\u00e5ste avskaffa uttagskorten, h\u00e4vdar storbankerna. Uttagskorten, som inte kan anv\u00e4ndas som betalkort i aff\u00e4rer, har ocks\u00e5 saknat avgift. De kan bara anv\u00e4ndas f\u00f6r uttag i uttagsautomater, som Bankomater eller Minuten. Storbankerna vill i st\u00e4llet att alla ska anv\u00e4nda betalkort, med Visa- eller Mastercard-koppling. De flesta betalkort har en \u00e5rsavgift, storbankerna […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,7],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/1074"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1074"}],"version-history":[{"count":0,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/1074\/revisions"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1074"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1074"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}