Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":11334,"date":"2013-02-06T18:08:24","date_gmt":"2013-02-06T17:08:24","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=11334"},"modified":"2017-12-12T11:52:40","modified_gmt":"2017-12-12T10:52:40","slug":"regeringen-vill-fa-ordning-pa-sms-lanen","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=11334","title":{"rendered":"Regeringen vill f\u00e5 ordning p\u00e5 sms-l\u00e5nen"},"content":{"rendered":"

I en debattartikel<\/a> i DN f\u00f6resl\u00e5r regeringen sk\u00e4rpa krav p\u00e5 snabbl\u00e5nef\u00f6retagen. Det verkar vara en ganska snabb reaktion p\u00e5 de senaste siffrorna fr\u00e5n Kronofogden, som visar p\u00e5 en kraftig \u00f6kning<\/a> bland deras \u00e4renden.<\/p>\n

Regeringen vill att det ska kr\u00e4vas tillst\u00e5nd att bedriva snabbl\u00e5neverksamhet hos Finansinspektionen (FI). Det skulle betyda att FI till exempel kan \u00e5terkalla tillst\u00e5nd f\u00f6r oseri\u00f6sa f\u00f6retag. Konsumentverket ska dessutom f\u00e5 r\u00e4tt att ta ut straffavgifter av snabbl\u00e5nef\u00f6retag som slarvar med sina kreditpr\u00f6vningar. F\u00f6rslaget uppm\u00e4rksammas ocks\u00e5 av Ekot<\/a> och i en artikel<\/a> fr\u00e5n TT<\/a>. GP tar ocks\u00e5 upp f\u00f6rslaget p\u00e5 ledarplats<\/a>.<\/p>\n

Det \u00e4r p\u00e5 tiden att det h\u00e4nder n\u00e5got handfast, det finns alldeles f\u00f6r m\u00e5nga oseri\u00f6sa snabbl\u00e5nef\u00f6retag.<\/p>\n

Fr\u00e5gan \u00e4r bara hur det slutliga f\u00f6rslaget kommer att se ut, och n\u00e4r det kan inf\u00f6ras.<\/p>\n

Uppdatering<\/strong>: Nu kommer regeringen med ett f\u00f6rslag, skriver de i ett pressmeddelande<\/a> som \u00e4ven uppm\u00e4rksammas<\/a> av TT. F\u00e4rre personer ska riskera att fastna i en skuldspiral. F\u00f6r att \u00e5stadkomma detta f\u00f6resl\u00e5r regeringen bland annat att det inf\u00f6rs ett r\u00e4ntetak och ett kostnadstak.<\/p>\n

I lagr\u00e5dsremissen f\u00f6resl\u00e5r regeringen d\u00e4rf\u00f6r att kredit- och dr\u00f6jsm\u00e5lsr\u00e4ntor f\u00f6r h\u00f6gkostnadskrediter maximalt f\u00e5r vara 40 procentenheter h\u00f6gre \u00e4n referensr\u00e4ntan (f.n. -0,5 procent). F\u00f6r en h\u00f6gkostnadskredit ska kostnaderna, till exempel r\u00e4ntor, avgifter och inkassokostnader, aldrig f\u00e5 \u00f6verstiga ett belopp som motsvarar kreditbeloppet. Vid ett l\u00e5n p\u00e5 1 000 kr ska man som konsument allts\u00e5 inte beh\u00f6va betala mer \u00e4n totalt 2 000 kr, skriver de.<\/p>\n

Andra bloggar om: Mikrol\u00e5n<\/a>, Sms-l\u00e5n<\/a>, Snabbl\u00e5n<\/a>, Ocker<\/a>, Kronofogden<\/a>, Regeringen<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"