Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":11406,"date":"2013-03-11T09:16:25","date_gmt":"2013-03-11T08:16:25","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=11406"},"modified":"2013-03-11T09:16:25","modified_gmt":"2013-03-11T08:16:25","slug":"varfor-finns-wywallet","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=11406","title":{"rendered":"Varf\u00f6r finns Wywallet?"},"content":{"rendered":"

$\"mobilknappar\"$ <\/a>Allt sedan de fyra st\u00f6rsta mobiloperat\u00f6rerna, Telia, Tele2, Telenor och 3, lanserade sin gemensamma l\u00f6sning f\u00f6r sms-betalningar, Wywallet, har tj\u00e4nsten omgetts med problem. Anv\u00e4ndare har upplevt tj\u00e4nsten som besv\u00e4rlig att anv\u00e4nda och exempelvis v\u00e4lg\u00f6renhetsorganisationer har sett en radikal minskning<\/a> i antalet sms-donationer. Att flera lokaltrafikbolag valt att inf\u00f6ra egna l\u00f6sningar g\u00f6r inte saken b\u00e4ttre.<\/p>\n

Det finns m\u00e5nga missuppfattningar kring Wywallet, exempelvis att tj\u00e4nsten \u00e4r n\u00f6dv\u00e4ndig f\u00f6r att uppfylla lagkrav. Ett exempel \u00e4r en artikel<\/a> i Dagens Media. Men det finns inga nya lagkrav. Betaltj\u00e4nstlagen, som reglerar f\u00f6rmedling av betalningar p\u00e5 olika s\u00e4tt, har funnits sedan 2010. Operat\u00f6rerna har sedan dess f\u00f6rmedlat betalningar p\u00e5 de s\u00e4tt som regleras i lagen.<\/p>\n

Tidningen Riksdag & Departement konstaterar<\/a> ocks\u00e5 att tj\u00e4nsten knappast beh\u00f6vs f\u00f6r att operat\u00f6rerna ska uppfylla lagkrav. <\/p>\n

– Det var inte s\u00e5 att de br\u00f6t mot lagen tidigare. De hade tillst\u00e5nd att k\u00f6ra betaltj\u00e4nsten i sina respektive bolag. Varf\u00f6r de har valt en ny aff\u00e4rsmodell kan bara de svara p\u00e5, s\u00e4ger Annika Zervens som \u00e4r kommunikationschef p\u00e5 Finansinspektionen, till R&D.<\/p>\n

Enda problemet var egentligen att lagen f\u00f6rbjuder anonyma betalningar, exempelvis via oregistrerade kontantkort. Men det hade operat\u00f6rerna kunnat hantera.<\/p>\n

Man kan spekulera i varf\u00f6r operat\u00f6rerna lanserat Wywallet n\u00e4r tj\u00e4nsten knappast beh\u00f6vs. Svaret kan ligga i att man r\u00e4knar med att kunna f\u00f6rmedla andra typer av betalningar, till exempel direktbetalningar mellan privatpersoner. <\/p>\n

Andra bloggar om: Sms-betalningar<\/a>, Wywallet<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"