Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":12281,"date":"2015-11-24T08:09:20","date_gmt":"2015-11-24T07:09:20","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=12281"},"modified":"2015-11-26T05:41:43","modified_gmt":"2015-11-26T04:41:43","slug":"dyr-kredit-pa-butikskorten","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=12281","title":{"rendered":"Dyr kredit p\u00e5 butikskorten"},"content":{"rendered":"

Det kan bli mycket dyrt att utnyttja den kredit du kan f\u00e5 p\u00e5 butikskort hos exempelvis Ica och Coop – upp till drygt 15 procent. Det uppm\u00e4rksammas i en artikel<\/a> i SvD.<\/p>\n

Icas kort \u00e4r dyrast. Den som inte s\u00e4tter in pengar i f\u00f6rv\u00e4g f\u00e5r en r\u00e4kning belastad med 9,95 procent r\u00e4ntan samma m\u00e5nad och efter k\u00f6pm\u00e5naden ligger r\u00e4ntan allts\u00e5 p\u00e5 15,45 procent, skriver SvD. S\u00e4tter du in pengar i f\u00f6rv\u00e4g f\u00e5r du noll procents r\u00e4nta. En ganska rej\u00e4l r\u00e4ntemarginal!<\/p>\n

Coops kort ligger l\u00e4gre, men \u00e4r fortfarande dyrt. Inl\u00e5ningsr\u00e4ntan p\u00e5 Coop \u00e4r marginell, 0,1 procent medan r\u00e4ntan p\u00e5 krediten ligger p\u00e5 9-12 procent, enligt SvD.<\/p>\n

Tidningen har f\u00e5ngat upp n\u00e5gra kritiska kommentarer.<\/p>\n

– Precis s\u00e5 h\u00e4r fungerar kortv\u00e4rlden. Marginalerna \u00e4r groteska. Det som var ockerr\u00e4nta tidigare, runt 6 procent, har de nu dubblerat och kommer undan med det, s\u00e4ger Claes Hemberg, sparekonom vid Avanza Bank, till tidningen.<\/p>\n

Men det \u00e4r sv\u00e5rt att veta var gr\u00e4nserna ligger. Lagstiftningen om ocker \u00e4r mycket f\u00f6r\u00e5ldrad och varje fall m\u00e5ste pr\u00f6vas r\u00e4ttsligt. Det visar inte minst de m\u00e5nga fallen av fantasir\u00e4ntor som sms-l\u00e5nen har. Hittills har inget s\u00e5dant fall pr\u00f6vats r\u00e4ttsligt.<\/p>\n

Uppdatering<\/em>: Efter SvD:s artikel och kraftig kritik meddelar Ica nu att man s\u00e4nker r\u00e4ntorna, ber\u00e4ttar<\/a> SvD. \u201dVi har beslutat att Ica-banken s\u00e4nker r\u00e4ntan p\u00e5 Ica-kundkort med kredit under andra k\u00f6pm\u00e5naden fr\u00e5n 15,45 procent till 9,95 procent\u201d, skriver Ica-bankens vd Marie Halling i ett mejl till SvD.<\/p>\n

Andra bloggar om: Butikskort<\/a>, Ica-banken<\/a>, Coop<\/a>, Krediter<\/a>, R\u00e4nta<\/a>, Ocker<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Det kan bli mycket dyrt att utnyttja den kredit du kan f\u00e5 p\u00e5 butikskort hos exempelvis Ica och Coop – upp till drygt 15 procent. Det uppm\u00e4rksammas i en artikel i SvD. Icas kort \u00e4r dyrast. Den som inte s\u00e4tter in pengar i f\u00f6rv\u00e4g f\u00e5r en r\u00e4kning belastad med 9,95 procent r\u00e4ntan samma m\u00e5nad och […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,18],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/12281"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12281"}],"version-history":[{"count":3,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/12281\/revisions"}],"predecessor-version":[{"id":12284,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/12281\/revisions\/12284"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12281"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}