Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":2656,"date":"2009-01-31T06:29:40","date_gmt":"2009-01-31T05:29:40","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=2656"},"modified":"2009-01-31T06:29:40","modified_gmt":"2009-01-31T05:29:40","slug":"svart-att-forhandla-ned-borantan","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=2656","title":{"rendered":"Sv\u00e5rt att f\u00f6rhandla ned bor\u00e4ntan"},"content":{"rendered":"

I dag \u00e4r det vanligt att personer med bol\u00e5n vill f\u00f6rhandla med sin bank f\u00f6r att f\u00e5 ned r\u00e4ntan. Men det har blivit sv\u00e5rare att spela ut bankerna mot varandra eftersom storbankerna i regel kr\u00e4ver att kunder l\u00e4gger alla sina privata aff\u00e4rer hos samma bank, h\u00f6r jag<\/a> p\u00e5 Ekot.<\/p>\n

Anna-Lena Wretman, bol\u00e5nechef vid Swedbank s\u00e4ger att banken tackar nej till kunder som bara vill ha sitt bol\u00e5n i banken.<\/p>\n

– Om kunden inte har n\u00e5gra andra aff\u00e4rer hos oss s\u00e5 ber vi nog kunden g\u00e5 till sin bank, s\u00e4ger Anna-Lena Wretman.<\/p>\n

R\u00e4ntes\u00e4nkningar den senaste tiden har inneburit att bankerna nu f\u00e5r in fler ans\u00f6kningar om nya bol\u00e5n. Och kunderna \u00e4r i dag b\u00e4ttre informerade \u00e4n tidigare om r\u00e4ntorna hos andra banker. Informationen finns i dag l\u00e4ttillg\u00e4nglig p\u00e5 internet. Kunderna g\u00f6r med andra ord det som experter i \u00e5ratal predikat, f\u00f6rs\u00f6ker spela ut bankerna mot varandra och hotar med att flytta l\u00e5nen.<\/p>\n

– Vi vill g\u00e4rna att kunden har hela sin vardagsekonomi hos oss, att kundens inkomst kommer in hos oss och att kunden anv\u00e4nder oss vid sina betalningar om vi ska l\u00e5na ut pengar. Vi tycker att det \u00e4r ett stort \u00e5tagande och vi vill hitta en bra l\u00f6sning f\u00f6r hela kunden och d\u00e5 \u00e4r det inte bara l\u00e5net utan ocks\u00e5 hur man sk\u00f6ter sin \u00f6vriga ekonomi, s\u00e4ger Anna-Lena Wretman till Ekot.<\/p>\n

\u00d6vriga banker ger liknande svar. Det g\u00e4ller allts\u00e5 att erbjuda bankerna att flytta alla sina aff\u00e4rer, annars finns ingen f\u00f6rhandlingsm\u00e5n, och listpriset g\u00e4ller f\u00f6r l\u00e5net. Men det finn faktiskt bol\u00e5neinstitut som inte \u00e4r knutna till en bank, till exempel SBAB.<\/p>\n

Andra bloggar om: Bol\u00e5n<\/a>, Banker<\/a>, Bol\u00e5neinstitut<\/a>, Bol\u00e5ner\u00e4nta<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I dag \u00e4r det vanligt att personer med bol\u00e5n vill f\u00f6rhandla med sin bank f\u00f6r att f\u00e5 ned r\u00e4ntan. Men det har blivit sv\u00e5rare att spela ut bankerna mot varandra eftersom storbankerna i regel kr\u00e4ver att kunder l\u00e4gger alla sina privata aff\u00e4rer hos samma bank, h\u00f6r jag p\u00e5 Ekot. Anna-Lena Wretman, bol\u00e5nechef vid Swedbank s\u00e4ger […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,51],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/2656"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2656"}],"version-history":[{"count":3,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/2656\/revisions"}],"predecessor-version":[{"id":2659,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/2656\/revisions\/2659"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2656"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}