Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":3888,"date":"2009-06-27T08:43:47","date_gmt":"2009-06-27T06:43:47","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=3888"},"modified":"2009-06-27T08:43:47","modified_gmt":"2009-06-27T06:43:47","slug":"forsakring-ger-daligt-skydd-mot-byggfel","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=3888","title":{"rendered":"F\u00f6rs\u00e4kring ger d\u00e5ligt skydd mot byggfel"},"content":{"rendered":"

Byggfelsf\u00f6rs\u00e4kringarna har blivit en regelr\u00e4tt vinstmaskin f\u00f6r f\u00f6rs\u00e4kringsbolagen, l\u00e4ser jag<\/a> i DN. Men sn\u00e4va villkor och d\u00e5lig konkurrens inneb\u00e4r ett svagt skydd f\u00f6r kunden – och nu vill Konsumentverket att staten tar \u00f6ver f\u00f6rs\u00e4kringarna.<\/p>\n

– Inr\u00e4tta en statlig fond i st\u00e4llet, s\u00e4ger Marie Gremlin, jurist p\u00e5 Konsumentverket.<\/p>\n

Vid byggandet av ett nytt sm\u00e5hus \u00e4r man enligt lag tvingad att teckna en byggfelsf\u00f6rs\u00e4kring och ett f\u00e4rdigst\u00e4llandeskydd. Tv\u00e5 f\u00f6rs\u00e4kringsbolag dominerar marknaden: Gar-bo f\u00f6rs\u00e4kringar och Bostadsgaranti.<\/p>\n

Den st\u00f6rsta akt\u00f6ren Gar-bo hade enligt Finansinspektionen, FI, en vinst p\u00e5 46,4 procent mellan \u00e5r 2000 och 2007. Anm\u00e4rkningsv\u00e4rda siffror enligt Erik Elvers som \u00e4r aktuarie p\u00e5 FI.<\/p>\n

– Har bolag en vinst p\u00e5 10 procent s\u00e5 kan man b\u00f6rja h\u00f6ja p\u00e5 \u00f6gonbrynen, uppemot 50 procent \u00e4r v\u00e4ldigt mycket, s\u00e4ger han till DN.<\/p>\n

Gar-bo har vid ett flertal tillf\u00e4llen f\u00e5tt sina f\u00f6rs\u00e4kringsvillkor ifr\u00e5gasatta av Konsumentverket och fr\u00e5gan har nu drivits till Marknadsdomstolen.<\/p>\n

– Vi anser att de har begr\u00e4nsat f\u00f6rs\u00e4kringarna mer \u00e4n vad de f\u00e5r g\u00f6ra enligt byggfelsf\u00f6rs\u00e4kringslagen, s\u00e4ger Marie Gremlin.<\/p>\n

Hon menar ocks\u00e5 att det \u00e4r sv\u00e5rt f\u00f6r kunden att se n\u00e4r f\u00f6rs\u00e4kringen g\u00e4ller. Situationen \u00e4r s\u00e5 allvarlig att Konsumentverket vill att staten tar \u00f6ver ansvaret f\u00f6r f\u00f6rs\u00e4kringarna, skriver DN.<\/p>\n

Andra bloggar om: Husbygge<\/a>, Byggfel<\/a>, F\u00f6rs\u00e4kring<\/a>, Byggfelsf\u00f6rs\u00e4kring<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Byggfelsf\u00f6rs\u00e4kringarna har blivit en regelr\u00e4tt vinstmaskin f\u00f6r f\u00f6rs\u00e4kringsbolagen, l\u00e4ser jag i DN. Men sn\u00e4va villkor och d\u00e5lig konkurrens inneb\u00e4r ett svagt skydd f\u00f6r kunden – och nu vill Konsumentverket att staten tar \u00f6ver f\u00f6rs\u00e4kringarna. – Inr\u00e4tta en statlig fond i st\u00e4llet, s\u00e4ger Marie Gremlin, jurist p\u00e5 Konsumentverket. Vid byggandet av ett nytt sm\u00e5hus \u00e4r man […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[53,30,17],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/3888"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3888"}],"version-history":[{"count":2,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/3888\/revisions"}],"predecessor-version":[{"id":3890,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/3888\/revisions\/3890"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3888"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}