Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":5387,"date":"2010-01-27T13:21:12","date_gmt":"2010-01-27T12:21:12","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=5387"},"modified":"2010-01-27T13:21:12","modified_gmt":"2010-01-27T12:21:12","slug":"ansvar-begransas-for-slarv-med-kortkod","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=5387","title":{"rendered":"Ansvar begr\u00e4nsas f\u00f6r slarv med kortkod"},"content":{"rendered":"

Om n\u00e5gon lyckas komma \u00f6ver ditt bank- eller betalkort och samtidigt kommer \u00f6ver din PIN-kod kan det bli ganska dyrt. Anser banken att du har slarvat med koden f\u00e5r du kanske ingen ers\u00e4ttning, utan f\u00e5r st\u00e5r f\u00f6r det hela sj\u00e4lv. Reglerna till\u00e4mpas h\u00e5rt, men nu kommer regeringen med ett lagf\u00f6rslag som kan begr\u00e4nsa kostnaden f\u00f6r konsumenten, l\u00e4ser jag<\/a> i en TT-artikel.<\/p>\n

Enligt f\u00f6rslaget inf\u00f6rs en sj\u00e4lvrisk p\u00e5 h\u00f6gst 1 200 kronor f\u00f6r den som underl\u00e5tit att skydda den personliga koden och d\u00e4rmed m\u00f6jliggjort att n\u00e5gon obeh\u00f6rig tagit ut pengar fr\u00e5n kontot. Sj\u00e4lvrisken beh\u00f6ver dock inte betalas om n\u00e5gon till exempel filmat koden i anslutning till bankomaten och d\u00e4refter framst\u00e4llt ett f\u00f6rfalskat kort. Den g\u00e4ller heller inte om ett stulet kort anv\u00e4nds f\u00f6r att handla i butiker genom f\u00f6rfalskade namnteckningar, s\u00e5 att ingen kod beh\u00f6vs.<\/p>\n

Kan banken d\u00e4remot visa att r\u00e4tt kod anv\u00e4nts vid f\u00f6rsta f\u00f6rs\u00f6ket av n\u00e5gon obeh\u00f6rig, s\u00e5 \u00e4r det upp till kontoinnehavaren att visa varf\u00f6r han inte ska beh\u00f6va betala en sj\u00e4lvrisk.<\/p>\n

Om kontokortsinnehavaren visat grov oaktsamhet kan dock f\u00f6rlusten bli st\u00f6rre. Ingen ska dock sj\u00e4lv beh\u00f6va st\u00e5 f\u00f6r mer \u00e4n 12 000 kronor om det inte handlar om att kontoinnehavaren avsiktligt sett till att n\u00e5gon obeh\u00f6rig anv\u00e4nt kortet, skriver TT.<\/p>\n

\u2019Trots begr\u00e4nsningarna kommer man fortfarande vara utsatt f\u00f6r bankernas godtycke. Det kommer att fordras flera pr\u00f6vningar, fr\u00e5gan \u00e4r bara var, innan n\u00e5gon praxis kommer.<\/p>\n

Andra bloggar om: Bankkort<\/a>, Betalkort<\/a>, Kreditkort<\/a>, Kortkod<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Om n\u00e5gon lyckas komma \u00f6ver ditt bank- eller betalkort och samtidigt kommer \u00f6ver din PIN-kod kan det bli ganska dyrt. Anser banken att du har slarvat med koden f\u00e5r du kanske ingen ers\u00e4ttning, utan f\u00e5r st\u00e5r f\u00f6r det hela sj\u00e4lv. Reglerna till\u00e4mpas h\u00e5rt, men nu kommer regeringen med ett lagf\u00f6rslag som kan begr\u00e4nsa kostnaden f\u00f6r […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,34,44],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/5387"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5387"}],"version-history":[{"count":3,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/5387\/revisions"}],"predecessor-version":[{"id":5390,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/5387\/revisions\/5390"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5387"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}