Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":624,"date":"2007-12-08T08:16:47","date_gmt":"2007-12-08T07:16:47","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=624"},"modified":"2007-12-08T08:16:47","modified_gmt":"2007-12-08T07:16:47","slug":"undvik-kedjornas-dyra-klubbkrediter","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=624","title":{"rendered":"Undvik kedjornas dyra klubbkrediter"},"content":{"rendered":"

kreditkort<\/a>Se upp f\u00f6r att handla p\u00e5 kredit genom butikernas klubbkort. Det kan bli en dyr aff\u00e4r. Den effektiva r\u00e4ntan uppg\u00e5r hos vissa kedjor till \u00f6ver 30 procent, skriver<\/a> Dina Pengar.<\/p>\n

Villkoren f\u00f6r kontokrediter hos postorderfirmor som Hal\u00e9ns, Ellos och La Redoute ligger betydligt h\u00f6gre \u00e4n f\u00f6r storbankernas vanliga kreditkort.<\/p>\n

Butikskedjor som Lindex, Hemtex och H&M lockar med erbjudanden b\u00e5de i butikerna och p\u00e5 n\u00e4tshopparna – bara du blir medlem i deras klubb. Till det kort som utf\u00e4rdas till kunden finns ofta en kredit knuten – det vill s\u00e4ga f\u00f6r att f\u00e5 bonuspo\u00e4ng och\/eller rabatter m\u00e5ste du handla p\u00e5 kredit.<\/p>\n

Men krediterna som ges \u00e4r svindyra – hos de flesta ligger den effektiva r\u00e4ntan \u00f6ver 20 procent och i m\u00e5nga fall kring 30 procent. V\u00e4rst \u00e4r Hal\u00e9ns med 33,4 procents r\u00e4nta. Ett vanligt kreditkort hos en storbank brukar inneb\u00e4ra runt 15 procents r\u00e4nta, enligt Dina Pengar.<\/p>\n

I artikeln, som grundar sig p\u00e5 en unders\u00f6kning i R\u00e5d&R\u00f6n, finns ocks\u00e5 en tabell som visar r\u00e4nteniv\u00e5n f\u00f6r olika kedjors krediter. Det \u00e4r intressant att notera att l\u00e5gpriskedjorna ligger v\u00e4ldigt h\u00f6gt. Det \u00e4r dyrt att vara fattig!<\/p>\n

Andra bloggar om: Klubbkort<\/a>, Kredit<\/a>, Effektiv r\u00e4nta<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Se upp f\u00f6r att handla p\u00e5 kredit genom butikernas klubbkort. Det kan bli en dyr aff\u00e4r. Den effektiva r\u00e4ntan uppg\u00e5r hos vissa kedjor till \u00f6ver 30 procent, skriver Dina Pengar. Villkoren f\u00f6r kontokrediter hos postorderfirmor som Hal\u00e9ns, Ellos och La Redoute ligger betydligt h\u00f6gre \u00e4n f\u00f6r storbankernas vanliga kreditkort. Butikskedjor som Lindex, Hemtex och H&M […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[42,51],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/624"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=624"}],"version-history":[{"count":0,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/624\/revisions"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=624"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}