Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":758,"date":"2008-01-26T07:48:45","date_gmt":"2008-01-26T06:48:45","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=758"},"modified":"2015-03-07T17:59:47","modified_gmt":"2015-03-07T16:59:47","slug":"korkat-i-banksystemet-%e2%80%93-kronika","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=758","title":{"rendered":"Korkat i banksystemet – kr\u00f6nika"},"content":{"rendered":"

\"korkar\"<\/a>Jag funderade \u00f6ver bankernas dumheter i g\u00e5r. Jag skulle f\u00f6ra \u00f6ver pengar fr\u00e5n mitt postgirokonto till ett eget konto i en annan bank. Postgirot heter ju numera Plusgirot och \u00e4r i princip ett vanligt konto i Nordea.<\/p>\n

Men, uppt\u00e4cker jag, Nordea vill ha ett par sp\u00e4nn f\u00f6r att f\u00f6ra \u00f6ver pengarna p\u00e5 elektronisk v\u00e4g. Visserligen bara ett par kronor, men vari ligger logiken?<\/p>\n

Vore jag ekonomiskt sinnad, l\u00e4s sn\u00e5l, och hade tid skulle jag kunna g\u00e5 till Nordea och f\u00e5 pengar i handen. Utan avgifter. Sen kunde jag traska \u00f6ver till min andra bank och s\u00e4tta in dem d\u00e4r, utan avgifter.<\/p>\n

Bankerna vill ju att vi ska sk\u00f6ta alla v\u00e5ra \u00e4renden via internet, men de underl\u00e4ttar inte. Det m\u00e5ste ju kosta mer att anv\u00e4nda kass\u00f6rens tid, och f\u00f6rl\u00e4nga k\u00f6erna. Dessutom motiverar ju bankerna sina avgifter med att kontanthantering kostar stora pengar.<\/p>\n

L\u00e5t mig ta ett annat exempel. Vill jag f\u00f6ra \u00f6ver pengar fr\u00e5n en bank till en annan under en helg \u00e4r det i princip om\u00f6jligt. Om jag inte ska s\u00e4tta in pengarna p\u00e5 en bank med ins\u00e4ttningsautomat, som SEB. D\u00e5 kan jag ta en promenad och l\u00f6sa problemet. Men det inneb\u00e4r fortfarande att jag m\u00e5ste ta ut, och s\u00e4tta in, kontanter. Kontanthantering kostar pengar, eller hur?<\/p>\n

Det idiotiska systemet \u00e4r definitivt ingen teknisk fr\u00e5ga. Bloggens l\u00e4sare kommer s\u00e4ker ih\u00e5g att sms-l\u00e5nen ligger n\u00e4ra mitt hj\u00e4rta n\u00e4ra. Tar du ett sms-l\u00e5n kan du f\u00e5 pengar insatta p\u00e5 ditt konto inom en kvart. Kan bankerna hj\u00e4lpa skojarna kan de ocks\u00e5 hj\u00e4lpa oss.<\/p>\n

M\u00f6jligheterna finns allts\u00e5. Men viljan, och eftertanken, hos bankerna saknas. Det borde vara ruskigt enkelt, och avgiftsfritt, att f\u00f6ra \u00f6ver pengar mellan konton i olika banker. 24\/7, som det heter nu f\u00f6r tiden. N\u00e4r bankerna insett logiken kan de dela med sig av f\u00f6rtj\u00e4nsten till mitt Plusgirokonto.<\/p>\n

Andra bloggar om: Banker<\/a>, \u00d6verf\u00f6ringar<\/a>, Internet<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Jag funderade \u00f6ver bankernas dumheter i g\u00e5r. Jag skulle f\u00f6ra \u00f6ver pengar fr\u00e5n mitt postgirokonto till ett eget konto i en annan bank. Postgirot heter ju numera Plusgirot och \u00e4r i princip ett vanligt konto i Nordea. Men, uppt\u00e4cker jag, Nordea vill ha ett par sp\u00e4nn f\u00f6r att f\u00f6ra \u00f6ver pengarna p\u00e5 elektronisk v\u00e4g. Visserligen […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,8],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/758"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=758"}],"version-history":[{"count":2,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/758\/revisions"}],"predecessor-version":[{"id":12222,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/758\/revisions\/12222"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=758"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}