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$\"enarmade_banditer\"$ Jag har tidigare kritiserat<\/a> det nuvarande pensionssystemet och h\u00e4vdat att jag inte f\u00f6rst\u00e5r varf\u00f6r vi ska tvingas spela p\u00e5 b\u00f6rsen med en del av v\u00e5ra pensionspengar. Men det \u00e4r inte bara med v\u00e5ra statliga pensionspengar vi spelar, det g\u00e4ller \u00e4ven de \u201dprivata\u201d pensionsl\u00f6sningarna.<\/p>\n

Det \u00e4r tydligen inte bara jag som tycker att det h\u00e4r \u00e4r en riskabel l\u00f6sning, som kan g\u00e5 helt \u00e5t pipan. \u201dM\u00e5nga \u00e4r of\u00f6rberedda och om de har oturen att g\u00e5 i pension i samband med en b\u00f6rskrasch riskerar de att f\u00f6rlora 50-60 procent av pensionskapitalet\u201d, skriver<\/a> den oberoende finansanalytikern Peter Malmqvist p\u00e5 DN Debatt.<\/p>\n

Arbetsgivare och politiker m\u00e5ste nu begr\u00e4nsa risktagandet och utrusta pensionsspararna med en tv\u00e5ngstr\u00f6ja inf\u00f6r pensioneringen. En nybliven pension\u00e4r b\u00f6r inte ha mer \u00e4n en fj\u00e4rdedel av pensionskapitalet i aktierelaterade produkter, skriver Peter Malmqvist.<\/p>\n

Spelandet ses positivt av b\u00e5de politiker och finansmarknad. Politiker tycks leva i en naiv tro p\u00e5 att aktiemarknaden alltid g\u00e5r upp, fr\u00e5gan \u00e4r bara hur mycket. Finansmarknaden gnuggar h\u00e4nderna \u00e5t de enorma belopp som tillf\u00f6rs marknaden, och kan dessutom ro hem enorma provisioner.<\/p>\n

Politikerna b\u00f6r riva upp den senaste pensionsuppg\u00f6relsen och arbetsgivarna m\u00e5ste ta sitt ansvar, precis som Malmqvist skriver. Om en enskild person sedan vill spela med sina det pensionssparande som g\u00f6rs privat, \u00e4r det en annan sak.<\/p>\n

Andra bloggar om: Pension<\/a>, Pensionssystem<\/a>, Samh\u00e4llsekonomi<\/a>, Politik<\/a>, Pensionssparande<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"