Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":3535,"date":"2009-05-19T07:52:41","date_gmt":"2009-05-19T05:52:41","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=3535"},"modified":"2009-05-19T07:52:41","modified_gmt":"2009-05-19T05:52:41","slug":"bankerna-%e2%80%93-radgivning-eller-forsaljning","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=3535","title":{"rendered":"Bankerna – r\u00e5dgivning eller f\u00f6rs\u00e4ljning?"},"content":{"rendered":"

Bankerna \u00e4r fortfarande f\u00f6r d\u00e5liga p\u00e5 att dokumentera r\u00e5dgivningen till kunderna. I v\u00e4rsta fall kan lagen s\u00e4ttas ur spel, varnar Finansinspektionen (FI). Anledningen \u00e4r en ny rapport, som refereras av b\u00e5de DN<\/a> och SvD<\/a>.<\/p>\n

FI har flera g\u00e5nger slagit fast att banker och v\u00e4rdepappersf\u00f6retag inte alltid lever upp till kraven p\u00e5 dokumentation av den finansiella r\u00e5dgivning som ges till kunderna, skriver SvD.<\/p>\n

Nu visar en ny unders\u00f6kning, som FI gjort i samarbete med forskare p\u00e5 Kungliga tekniska h\u00f6gskolan (KTH), samma sak.<\/p>\n

Flertalet bankr\u00e5dgivare sk\u00f6ter sig. Men av de 359 r\u00e5dgivare som deltagit i studien s\u00e5 \u00e4r det tiotals som i n\u00e5got avseende bryter mot kraven.<\/p>\n

Per Arne Str\u00f6m, utredare p\u00e5 FI, p\u00e5pekar att lagen \u00e4r till f\u00f6r att skydda konsumenterna mot d\u00e5lig r\u00e5dgivning. Men om r\u00e5den inte finns dokumenterade \u00e4r det sv\u00e5rt att i efterhand avg\u00f6ra om de var bra eller d\u00e5liga.<\/p>\n

– I sista hand riskerar man att lagstiftningen inte fungerar.<\/p>\n

Den nya rapporten s\u00e4tter ocks\u00e5 fingret p\u00e5 ett annat v\u00e4lk\u00e4nt problem: att gr\u00e4nsdragningen mellan bankernas r\u00e5dgivning och f\u00f6rs\u00e4ljning \u00e4r otydlig. B\u00e5de kunderna och, kanske \u00e4n mer anm\u00e4rkningsv\u00e4rt, r\u00e5dgivarna sj\u00e4lva k\u00e4nner sig ofta os\u00e4kra p\u00e5 vad som \u00e4r vad. Rapporten visar ocks\u00e5 att kunderna generellt \u00e4r mindre riskben\u00e4gna \u00e4n vad bankernas r\u00e5dgivare tror, enligt SvD.<\/p>\n

Andra bloggar om: Banker<\/a>, Ekonomisk r\u00e5dgivning<\/a>, Placeringar<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Bankerna \u00e4r fortfarande f\u00f6r d\u00e5liga p\u00e5 att dokumentera r\u00e5dgivningen till kunderna. I v\u00e4rsta fall kan lagen s\u00e4ttas ur spel, varnar Finansinspektionen (FI). Anledningen \u00e4r en ny rapport, som refereras av b\u00e5de DN och SvD. FI har flera g\u00e5nger slagit fast att banker och v\u00e4rdepappersf\u00f6retag inte alltid lever upp till kraven p\u00e5 dokumentation av den finansiella […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,44],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/3535"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3535"}],"version-history":[{"count":2,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/3535\/revisions"}],"predecessor-version":[{"id":3537,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/3535\/revisions\/3537"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3535"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3535"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}