Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":718,"date":"2008-01-09T08:11:06","date_gmt":"2008-01-09T07:11:06","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=718"},"modified":"2008-01-09T08:11:06","modified_gmt":"2008-01-09T07:11:06","slug":"islamiska-banktjanster-utmaning-for-bankerna","status":"publish","type":"post","link":"http:\/\/konsumenter.se\/blogg\/?p=718","title":{"rendered":"Islamiska banktj\u00e4nster utmaning f\u00f6r bankerna"},"content":{"rendered":"

Koranen<\/a>Islamiska banktj\u00e4nster \u00e4r en snabbt v\u00e4xande sektor p\u00e5 den internationella finansmarknaden. Men bland svenska banker st\u00e5r tiden still, skriver HD i en artikel<\/a>.<\/p>\n

Att m\u00e5nga muslimer efterfr\u00e5gar s\u00e4rskilt anpassade banktj\u00e4nster beror p\u00e5 den islamiska r\u00e4tten, sharia. Enligt shariar\u00e4tten f\u00e5r man inte tj\u00e4na pengar p\u00e5 pengar, utan bara p\u00e5 legal handel och investeringar, och r\u00e4nta \u00e4r f\u00f6rbjudet. Troende muslimer har d\u00e4rf\u00f6r sv\u00e5rt att vara kund i en traditionell bank d\u00e4r r\u00e4nta \u00e4r en sj\u00e4lvklarhet b\u00e5de p\u00e5 in- och utl\u00e5ning.<\/p>\n

Samtidigt finns det inget hinder f\u00f6r muslimer att placera pengar i aktier och fonder. Villkoret \u00e4r att det inte handlar om ren spekulation eller investeringar i f\u00f6retag som tj\u00e4nar pengar p\u00e5 n\u00e5got som \u00e4r f\u00f6rbjudet enligt shariar\u00e4tten, till exempel alkohol, fl\u00e4sk, pornografi, vapen och spel.<\/p>\n

En annan grundprincip f\u00f6r en islamisk bank \u00e4r att den m\u00e5ste vara med och dela risken med kunden, bland annat vid husk\u00f6p. Enkelt f\u00f6rklarat k\u00f6per banken villan och s\u00e4ljer den sedan till kunden genom avbetalningar. Slutpriset \u00e4r fast och kunden vet exakt hur stor kostnaden kommer att bli. Under avbetalningsperioden \u00f6kar kundens andel av villan samtidigt som bankens minskar. Och ist\u00e4llet f\u00f6r r\u00e4nta p\u00e5 utl\u00e5nade pengar kommer bankens f\u00f6rtj\u00e4nst fr\u00e5n hyra av kunden som bor i villan under avtalsperioden.<\/p>\n

Men bland svenska banker st\u00e5r tiden still, n\u00e5gra muslimska banktj\u00e4nster finns inte. Islamiska f\u00f6rbundet har f\u00f6rt fram fr\u00e5gan kollektivt till olika aff\u00e4rsbanker, men inte f\u00e5tt n\u00e5got direkt svar p\u00e5 om eller n\u00e4r det kan bli aktuellt att se \u00f6ver utbudet.<\/p>\n

-V\u00e5r f\u00f6rhoppning \u00e4r att n\u00e5gon snart tar initiativ, det hade b\u00e5de banker och muslimska kunder tj\u00e4nat mycket p\u00e5, s\u00e4ger Abdul Rashid Mohammed, ordf\u00f6rande f\u00f6r Imamr\u00e5det inom Islamiska f\u00f6rbundet i Sverige till HD.<\/p>\n

Andra bloggar om: Banker<\/a>, Islam<\/a>, Islamiska banktj\u00e4nster<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Islamiska banktj\u00e4nster \u00e4r en snabbt v\u00e4xande sektor p\u00e5 den internationella finansmarknaden. Men bland svenska banker st\u00e5r tiden still, skriver HD i en artikel. Att m\u00e5nga muslimer efterfr\u00e5gar s\u00e4rskilt anpassade banktj\u00e4nster beror p\u00e5 den islamiska r\u00e4tten, sharia. Enligt shariar\u00e4tten f\u00e5r man inte tj\u00e4na pengar p\u00e5 pengar, utan bara p\u00e5 legal handel och investeringar, och r\u00e4nta \u00e4r […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/718"}],"collection":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=718"}],"version-history":[{"count":0,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/718\/revisions"}],"wp:attachment":[{"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=718"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}