Warning: Constant ABSPATH already defined in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php on line 22 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 Warning: Cannot modify header information - headers already sent by (output started at /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-config.php:22) in /customers/8/4/0/konsumenter.se/httpd.www/blogg/wp-includes/rest-api/class-wp-rest-server.php on line 1648 {"id":1632,"date":"2008-10-22T08:38:15","date_gmt":"2008-10-22T06:38:15","guid":{"rendered":"http:\/\/konsumenter.se\/blogg\/?p=1632"},"modified":"2008-10-22T08:38:15","modified_gmt":"2008-10-22T06:38:15","slug":"ko-stammer-lanebolag","status":"publish","type":"post","link":"https:\/\/konsumenter.se\/blogg\/?p=1632","title":{"rendered":"KO st\u00e4mmer l\u00e5nebolag"},"content":{"rendered":"

Konsumenombudsmannen, KO, g\u00f6r ett nytt f\u00f6rs\u00f6k att komma till r\u00e4tta med snabbl\u00e5nebranschen. L\u00e5nebolaget Ferratum st\u00e4ms f\u00f6r sina h\u00f6ga avgifter, enligt ett pressmeddelande<\/a>. \u00c4ven GP, som intresserat sig f\u00f6r snabbl\u00e5nen, har en artikel<\/a> om saken.<\/p>\n

Hos Ferratum kan man l\u00e5na fr\u00e5n 1 000 kronor och upp till 4 000 kronor. L\u00e5nen marknadsf\u00f6rs som ”r\u00e4ntefria”, men ist\u00e4llet tas en avgift ut som varierar beroende p\u00e5 l\u00e5nets storlek. Ju h\u00f6gre l\u00e5n, desto st\u00f6rre blir avgiften.<\/p>\n

P\u00e5 Ferratums hemsida finns ingen information om vad avgifterna avser. Men i ett svar till KO skriver bolaget att avgifterna g\u00e5r till att t\u00e4cka bolagets kostnader f\u00f6r, till exempel, uppl\u00e5ning, fakturering, kreditpr\u00f6vning, kontorslokaler, personal och marknadsf\u00f6ring.<\/p>\n

Enligt konsumentkreditlagen f\u00e5r inte kostnader tas ut om f\u00f6retaget inte haft motsvarande kostnad f\u00f6r den enskilda krediten.<\/p>\n

– Det \u00e4r d\u00e4rf\u00f6r inte till\u00e5tet att finansiera en hel kreditr\u00f6relse med denna typ av avgifter. Detta klargjordes av Marknadsdomstolen i en dom fr\u00e5n den 30 januari i \u00e5r. Men nu vill jag \u00e4ven f\u00e5 pr\u00f6vat exakt vilka kostnader det \u00e4r som bolagen f\u00e5r t\u00e4cka genom avgifter f\u00f6r krediter, s\u00e4ger Gunnar Larsson, Konsumentombudsman.<\/p>\n

Vi f\u00e5r se vad som h\u00e4nder i marknadsdomstolen. Det m\u00e5ste bli ett slut p\u00e5 ockret och utnyttjandet av svaga m\u00e4nniskor! Att regeringen \u00e4nnu inte tagit itu med oskicket \u00e4r en skandal!<\/p>\n

Andra bloggar om: Snabbl\u00e5n<\/a>, Sms-l\u00e5n<\/a>, Ferratum<\/a>, Konsumentombudsmannen<\/a>, KO<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Konsumenombudsmannen, KO, g\u00f6r ett nytt f\u00f6rs\u00f6k att komma till r\u00e4tta med snabbl\u00e5nebranschen. L\u00e5nebolaget Ferratum st\u00e4ms f\u00f6r sina h\u00f6ga avgifter, enligt ett pressmeddelande. \u00c4ven GP, som intresserat sig f\u00f6r snabbl\u00e5nen, har en artikel om saken. Hos Ferratum kan man l\u00e5na fr\u00e5n 1 000 kronor och upp till 4 000 kronor. L\u00e5nen marknadsf\u00f6rs som ”r\u00e4ntefria”, men ist\u00e4llet […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[74,51,44],"tags":[],"_links":{"self":[{"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/1632"}],"collection":[{"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1632"}],"version-history":[{"count":2,"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/1632\/revisions"}],"predecessor-version":[{"id":1634,"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=\/wp\/v2\/posts\/1632\/revisions\/1634"}],"wp:attachment":[{"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/konsumenter.se\/blogg\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}