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$\"\"$ <\/a> Att betala den nya tv:n eller diskmaskinen \u00f6ver en l\u00e4ngre tid kan verka lockande, speciellt om avbetalningen sker r\u00e4ntefritt. Trots att det tillkommer en del avgifter, som uppl\u00e4ggnings- och aviseringsavgift, kan man undra vad l\u00e5ngivarna tj\u00e4nar pengar p\u00e5.<\/p>\n

Som konsument riskerar du att hamna i en l\u00e5nef\u00e4lla, det \u00e4r d\u00e4r l\u00e5ngivarna tj\u00e4nar pengar. N\u00e4r du k\u00f6per en dator f\u00f6r, s\u00e4g, 8 000 kronor och v\u00e4ljer r\u00e4ntefri avbetalning, beviljas du ofta en h\u00f6gre kredit, kanske p\u00e5 15 000 kronor.<\/p>\n

Ett s\u00e4tt som b\u00e5de kreditgivare och butiker utnyttjar f\u00f6r att knyta kunderna till sig och f\u00e5 dem att forts\u00e4tta konsumera<\/a>. D\u00e5 tj\u00e4nar b\u00e5de butiken och l\u00e5ngivaren pengar, det blir inte lika billigt.<\/p>\n

Det \u00e4r l\u00e4tt f\u00f6r konsumenter att falla i den f\u00e4llan, f\u00f6ljden kan bli att dina l\u00e5n, f\u00f6r det \u00e4r ett s\u00e5dant, tillsammans g\u00f6r att du hamnar i en skuldf\u00e4lla.<\/p>\n

Andra bloggar om: R\u00e4ntefritt<\/a>, L\u00e5n<\/a>, Krediter<\/a>, Skulder<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"